Plan B Expat
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PANAMA
Map of Panama

The financial hub of Central and South America. Panama City offers a Miami-esque skyline, world-class banking, a large expat community, and territorial taxation - all with a clear path to residency.

What daily life actually looks like

Cost of living, neighborhoods, food, culture, and what to expect.

Paths to Permanent Residency

2-year provisional → Permanent

Friendly Nations: min $200,000 investment

Retirement Visa (Pensionado) ($1000/month pension proof)

*$750/month pension with minimum $100,000 Panamanian real estate investment

Friendly Nations VisaSelf-Solvency VisaOther Visas
Eligible for Citizenship in 5 years
15+ government-mandated discounts

Direct Permanent Residency

Qualified Investor Fast-Track

min. USD $300,000
Eligible for Citizenship in 5 years
50+ eligible countries
Guide on Panama's Qualified Investor Visa to Permanent Residency
See All Panama Visa Options
Panama Flag
POPULAR
Panama
Friendly Nations Visa
Minimum USD $200,000 investmentFor 50+ approved countries

Timeline

2 years → permanent

Eligible

USA, Canada, UK, EU, AU +45

What you get:

  • Available to US, Canada, UK, EU citizens & more
  • Visit once every 2 years
  • Citizenship eligible after 5 years
  • USD currency - no forex risk
  • Include spouse & dependent children

*For citizens of 50+ approved countries including USA, Canada, UK, EU nations, Australia, and others. Requirements differ for other nationalities - contact us for details.

Modern Panama architecture
FAST TRACK
Panama
Qualified Investor Visa
Premium investor pathway

Investment Options:

Real Estate$300,000 min*
Stock Market$500,000 min
Bank Deposit$750,000 min (5 yrs)

*Through October 2026

Timeline to Permanent Residency

~45-60 days

What you get:

  • Immediate permanent residency
  • No provisional period
  • 25% corporate tax on local income
  • Foreign income: $0 tax
  • Visit once every 2 years
  • Citizenship in 5 years
Financial Hub
  • World-class banking, USD as official currency, and a territorial tax system with 0% on foreign income.
Strategic Location
  • The crossroads of the Americas with excellent connectivity to North and South America.
Established Program
  • Eligible after 5 years permanent residency
  • Oath of renunciation required
  • Spanish proficiency required

*Most Western countries don't enforce Panama's oath. See FAQ for details

Modern Infrastructure

Regulatory Status

Removed from FATF grey list (October 2023) • Remains on EU list of non-cooperative tax jurisdictions

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