Full-Service Expat Solutions
Your residency is the starting point. We handle the full picture -- bank accounts, company formation, driver licenses, document legalization, and the dozen other things that nobody tells you about until you're already on the ground.
Core Programs
Choose your country and visa pathway. Each includes full legal representation, document preparation, and hands-on coordination.
Join existing company. Fastest path. No company maintenance.
Form your own company + hire yourself. You own the asset.
Convert 2-year provisional to permanent residency.
$1,000/mo pension. Any nationality. Immediate permanent.
$300k+ investment. Immediate permanent. 30-45 days.
Prove $300k in assets. Any nationality. 2yr temp then permanent.
$100k/$350k teak investment. Any nationality.
Every Package Includes
Languages: English, Spanish, French | Payments: Wire transfer, Wise, USDT, BTC
Bundled Packages
Get your Panama residency, a US LLC for your business, and a US business bank account -- all coordinated together. One engagement, one point of contact, everything handled.
This applies to almost every new resident -- regardless of nationality
If you're a non-American digital nomad, freelancer, remote worker, or entrepreneur moving to Panama or Paraguay, a US business entity gives you something no local bank account can:
The US LLC and business account handle client payments, invoicing, SaaS subscriptions, contractor payouts, and business reserves in USD. This is where your income flows.
Your Panama or Paraguay bank account covers rent, groceries, utilities, and daily expenses in the country where you live. Completely separate need, separate account.
Most people don't think about this until it's too late. The moment your address changes to a foreign country, your existing financial relationships are at risk. Banks in the US and Canada routinely freeze or close accounts when they detect a foreign address. Payment processors require a domestic entity. Clients don't want to send international wires -- they want to pay a US company with a normal transfer.
This applies whether you're American, Canadian, European, or any other nationality. If you earn income from US-based clients, US platforms, or international contracts priced in USD, you need a US business presence to keep that pipeline running once you move abroad.
A word about US bank account approvals
US banks reject non-resident applications regularly. Address requirements have tightened, compliance checks have increased, and fintech platforms change their policies without warning. There is no guarantee of approval -- anyone who tells you otherwise is not being honest with you.
Through our specialist network, we know which institutions are currently accepting non-resident applications, what documentation they need, and how to structure submissions that pass compliance review. This significantly increases your approval rate compared to applying on your own.
Our commitment: if the bank rejects your application despite our best efforts, the LLC and banking services are refunded less administrative costs already incurred (government filing fees, registered agent setup, EIN application).
We coordinate the full sequence: LLC formed, EIN issued, business account opened, local banking set up -- all timed alongside your residency process so nothing stalls and nothing falls through the cracks.
Company Placement + US LLC + US Banking
Best for: FNV-eligible nationals who want a US business entity for invoicing, contracts, or receiving payments while living in Panama.
Get StartedCompany Formation + US LLC + US Banking
Best for: Entrepreneurs and freelancers who want both a Panama company (for residency) and a US company (for billing clients, holding contracts, or payment processing).
Get StartedA La Carte
Available standalone or alongside any residency program. Pricing discussed during your consultation.
Digital-first account. Mobile app. Crypto source of funds accepted.
Full-service banking. In-branch relationship.
US business checking. Remote opening. Requires US LLC.
Local bank account setup. In-person required.
Full coordination. Medical exam, written test, license issue.
Coordinated process. Translation of home country license.
Tocumen pickup, hotel drop-off, SIM card, orientation briefing.
Panama social security healthcare enrollment. Pensionado-eligible.
We handle everything from document preparation to in-country support. Here's what to expect.
Initial complimentary 30-minute strategy consultation (video call) to assess your goals, timeline, and eligibility. No commitment required.
Based on your consultation, we'll confirm whether residency is a fit for your situation and outline the most appropriate pathway. If we're aligned, we'll agree on scope, next steps, and move forward.
Receive your country-specific checklist. We guide you through gathering and apostilling every document required.
Your documents are reviewed by our in-country legal team and submitted to immigration authorities.
Investor pathway (Paraguay SUACE or Panama Qualified Investor): application submitted directly for permanent residency.
Standard pathway: application submitted for a 2-year temporary residency.
Travel to Asuncion or Panama City. Legal team handles all government appointments.
You receive your residency card.
Investor pathway clients receive permanent residency.
Standard pathway clients receive a 2-year temporary residency. Permanent residency requires a separate application before the 2-year term expires.
This step applies only to clients on the standard 2-year temporary residency pathway. Before your temporary residency expires, you must return to the country to submit your permanent residency application with the lawyer. We reach out well in advance to coordinate timing, documentation, and logistics.
| Document | Paraguay | Panama |
|---|---|---|
| Valid Passport | ||
| Birth Certificate (apostilled) | ||
| Criminal Record (apostilled) | ||
| Marriage/Divorce Certificate | If applicable | If applicable |
| Health Certificate | Sometimes | |
| Proof of Investment | Investor path only | |
| Passport Photos |
Our Approach
Schedule a video consultation. We'll assess your situation, confirm your eligibility, and give you an honest recommendation - no commitment required.
Book ConsultationPlan B Expat provides advisory and coordination services. We are not a law firm and do not provide legal, tax, or immigration advice. Legal fees and government costs are separate from advisory fees and are paid directly to the respective professionals. All pricing is current as of February 2026 and subject to change. This is not a solicitation or guarantee of any outcome.
