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Panama Compliance

Panama Company Compliance Costs: What You'll Actually Pay

Exact breakdown of government fines, penalties, and professional fees. With real examples.

Updated March 2026

Figures reflect current DGI rates and Law 254 enforcement.

The Real Cost of Panama Company Compliance

You opened a company for Friendly Nations residency. You have not touched it since. Now you are wondering what you actually owe.

Here is the honest answer: it depends on when you opened and how many years you missed. But we can show you exactly how it adds up.

Who This Affects

This is not just about companies created recently. The government's Phase 1 targets companies flagged by DGI in 2016 for non-payment. Those companies could have been created years or even decades earlier.

Phase 2 will cover companies that became suspended after 2016 under Law 52 of 2016 and Law 254 of 2021. If you opened a company for Friendly Nations residency (program started 2012), business, or any other reason and stopped paying, you are likely in this group.

The compliance math works the same regardless of when your company was created. What matters is how many years you have missed.

Government Fines (DGI)

These are automatic penalties applied by Panama's tax authority (Direccion General de Ingresos).

SituationFineSource
Late declaration, per year (company)$500/yearDGI FAQ
Late declaration, special regime company$1,000/yearDGI FAQ
Tasa Unica late penalty, per year$50/yearCuenti
Reactivation after suspension$1,000Cuenti
Accounting records not filed (Law 254)$5,000 to $1,000,000Lexology

These fines are automatic. The DGI system applies them the moment you miss a deadline.

Annual Obligations (Every Year)

Even a dormant company owes money annually:

RequirementCost
Tasa Unica (franchise tax)$300
Accounting filing to Resident Agent~$65
Resident Agent fee$150 to $500
July tax declaration (required since 2024)~$65

Minimum annual cost for a dormant company: ~$580 to $930

What This Actually Costs: Example Scenarios

Disclaimer

The following examples are hypothetical scenarios based on current DGI fine structures (source) and typical professional fees from attorneys and accountants we work with. Actual costs vary depending on your specific situation, your service providers, and any amnesty programs that may apply. These are illustrative, not quotes.

Example: Company Opened in 2018, Never Filed

ItemCalculationAmount
Tasa Unica (2018 to 2025)8 years x $300$2,400
Late penalties on Tasa Unica8 years x $50$400
Declaration fines (2022 to 2025)4 years x $500$2,000
Accountant fees to file declarations1 current + 3 extemporaneous~$825
Total to become compliant~$5,625

If they want to dissolve instead:

Lawyer fees (dissolution, estimated)$450 to $600
Gastos (notary, registry, newspaper)$200 to $300
Estimated dissolution$650 to $900

Estimated grand total to exit cleanly: ~$6,500 to $7,000+

Dissolution costs vary by attorney. Always get written quotes.

Example: Company Opened in 2021, Never Filed

ItemCalculationAmount
Tasa Unica (2021 to 2025)5 years x $300$1,500
Late penalties on Tasa Unica5 years x $50$250
Declaration fines (2022 to 2025)4 years x $500$2,000
Accountant fees1 current + 3 extemporaneous~$825
Total to become compliant~$4,575

Plus ~$650 to $900 for dissolution if you want out.

Example: Company Opened in 2024, Only 1-2 Years Behind

ItemCalculationAmount
Tasa Unica (2024 to 2025)2 years x $300$600
Late penalties2 years x $50$100
Declaration fines2 years x $500$1,000
Accountant fees2 current-year filings~$300
Total to become compliant~$2,000

The earlier you act, the less you pay.

What Happens If You Are Already Suspended?

If your company missed 3+ years of Tasa Unica, it is already suspended. To reactivate:

All back Tasa Unica owedVaries
All late penalties ($50/year)Varies
All declaration fines ($500/year)Varies
Reactivation fee$1,000
Accountant/lawyer feesVaries

A company suspended since 2020 could easily owe $8,000+ to reactivate.

At that point, dissolution may be cheaper, but you still need to clear debts before dissolving.

The Math Gets Worse Every Year

Every year you ignore this:

Tasa Unica+$300
Declaration fine+$500
Late penalty+$50
Total added per year+$850

Waiting "one more year" costs $850. Waiting three more years costs $2,550, plus you hit suspension and the $1,000 reactivation fee.

Professional Service Fees (Market Estimates)

Important: Unlike the government fines above, these are not official rates. They are estimated ranges based on market research. Actual fees vary significantly by provider, complexity, and your specific situation. Always get written quotes from multiple professionals before committing.

ServiceEstimated RangeNotes
RUC update$100 to $150One-time
Current-year declaration filing$150 to $250Per year
Extemporaneous declaration (3+ years late)$250 to $350/yearIncludes notarization, memorial
Company dissolution (lawyer)$450 to $600 + ITBMSPlus $200 to $300 gastos

Gastos = notary fees, Public Registry fees, newspaper publication. Request itemized quotes.

Next Steps

You have two options:

  1. Get compliant: Pay what you owe, file declarations, keep the company active
  2. Dissolve properly: Pay what you owe, then close the company through legal channels

Either way, you need to know exactly where you stand first.

Get Free Compliance Assessment

We will look up your company, tell you what you owe, and give you a clear path forward.

Start Free Assessment